Certificates of Deposit News

Stay up to date on the latest rates and trends for certificates of deposit (CD).

Top nationally available rate in every CD term, ranging from 4.70% to 5.60%, current as of April 25, 2024.
Top CD Rates Today, April 25, 2024 - Earn 5.60% Until 2025, or 5% Until 2027
By
Sabrina Karl
Published Apr 25, 2024
Top nationally available rate in every CD term, ranging from 4.70% to 5.60%, current as of April 24, 2024.
Top CD Rates Today, April 24, 2024 - Lock In Up to 5.60% for 12 Months
By
Sabrina Karl
Published Apr 24, 2024
Top nationally available rate in every CD term, ranging from 4.70% to 5.60%, current as of April 23, 2024.
Top CD Rates Today, April 23, 2024 - 13 Options Pay 5.40% to 5.60%
By
Sabrina Karl
Published Apr 23, 2024
Top nationally available rate in every CD term, ranging from 4.70% to 5.60%, current as of April 22, 2024.
Top CDs Today, April 22, 2024 - Leading 5.60% Rate Can Be Locked for 1 Year
By
Sabrina Karl
Published Apr 22, 2024
Top nationally available rate in every CD term, ranging from 4.70% to 5.60%, current as of April 19, 2024.
Top CDs Today, April 19, 2024 - New 1-Year CD Rate Takes the National Lead
By
Sabrina Karl
Published Apr 19, 2024
Top nationally available rate in every CD term, ranging from 4.70% to 5.55%, current as of April 18, 2024.
Top CD Rates Today, April 18, 2024 - Earn 5% to 5.55% on Terms of 6 Months to 3 Years
By
Sabrina Karl
Published Apr 18, 2024
Top nationally available rate in every CD term, ranging from 4.70% to 5.55%, current as of April 17, 2024.
Top CD Rates Today, April 17, 2024 - A Dozen Offers Pay 5.40% or Better
By
Sabrina Karl
Published Apr 17, 2024
Top nationally available rate in every CD term, ranging from 4.70% to 5.55%, current as of April 16, 2024.
Top CD Rates Today, April 16, 2024 - Earn 5.30% or More, Locked In as Long as 2026
By
Sabrina Karl
Published Apr 16, 2024
Bar graph showing what the average tax refund of $3,000 would be worth if you saved in a high-yield account or a CD.
Boost Your Tax Refund With a Record Savings or CD Rate
By
Sabrina Karl
Updated Apr 16, 2024
Bar graph showing the top nationally available rate in each CD term, ranging from 4.70% to 5.55% - Rates as of April 15, 2024
Top CDs Today, April 15, 2024 - Leading 18-Month Rate Rises Again
By
Sabrina Karl
Updated Apr 15, 2024
Bar graph showing the top nationally available rate in each CD term, ranging from 4.70% to 5.55% - Rates as of April 12, 2024
Top CDs Today, April 12, 2024 - Leader Drops, but New Rate for 18-23 Months
By
Sabrina Karl
Published Apr 12, 2024
Middle-aged Asian woman at dining room table looking intently at her laptop and financial papers
Top CD Rates Today, April 11, 2024 - National Leader Pays 5.65%
By
Sabrina Karl
Published Apr 11, 2024
Bar graph showing the top nationwide rate in each CD term, which range from 4.70% to 5.65% - Current as of April 10, 2024
Top CD Rates Today, April 10, 2024 - Lock in 5.20% or Better for as Long as 2 Years
By
Sabrina Karl
Published Apr 10, 2024
Older couple looking together at laptop and financial papers while sitting at dining room table
How to Beat Today’s Stubborn Inflation With a Top-Paying CD
By
Sabrina Karl
Published Apr 10, 2024
Woman in late 20s working at her laptop at the dining room table
Top CD Rates Today, April 9, 2024 - 12 Options Pay 5.40% or Better
By
Sabrina Karl
Published Apr 09, 2024
Mature couple sitting at kitchen tale together looking at finances on a laptop
Top CDs Today, April 8, 2024 - Best 4-Year Rate Dips, but 5.65% Leader Holds
By
Sabrina Karl
Published Apr 08, 2024
Bar graph showing the top nationally available rate in every CD term - Current as of April 5, 2024
Top CD Rates Today, April 5, 2024 - Lock in 5% or Better for 3 Months to 3 Years
By
Sabrina Karl
Published Apr 05, 2024
Bar graph showing the top nationally available APY per CD term, which range from 4.70% to 5.65% APY - Rates current as of April 4, 2024
Top CDs Today, April 4, 2024 - Leading 18-Month Rate Falls
By
Sabrina Karl
Published Apr 04, 2024
Young Hispanic woman intently studying her laptop at home
CD Rates Are Still Flying High. Here's What You Can Earn with $10,000.
By
Sabrina Karl
Published Apr 04, 2024
Millennial woman at home looking at laptop with a slight smile
Top CD Rates Today, April 3, 2024 - New National Leader Pays 5.65%
By
Sabrina Karl
Published Apr 03, 2024
Millennial couple at home, looking at laptop together
Which Big Banks Pay the Most on Savings & CDs?
By
Sabrina Karl
Updated Apr 03, 2024
Mature Black couple sitting on living room couch together and looking at her smartphone
Top CD Rates Today, April 2, 2024: 15 Offers Pay 5.40% or Better
By
Sabrina Karl
Published Apr 02, 2024
Older couple looks at laptop while sitting together on a couch in a living room
Top CDs Today, April 1, 2024: Jumbo Rates Tumble
By
Yasmin Ghahremani
Published Apr 01, 2024
A happy couple look at a laptop and documents at a kitchen table.
Top CD Rates Today, March 29, 2024: Leading 5-Year CD Rises, Other Terms Hold
By
Brendan Harkness
Published Mar 29, 2024
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Top CD Rates Today, March 28, 2024: 5 Options Offer 5.50%+
By
Yasmin Ghahremani
Published Mar 28, 2024
A young woman looks at financial documents and a laptop on a table.
Top CDs Today, March 27, 2024: Top Rates Range From 4.60% to 5.55%
By
Brendan Harkness
Published Mar 27, 2024
Mature woman working on a computer at home.
Top CDs Today, March 26, 2024: Leading 5.55% Rate Still Available
By
Yasmin Ghahremani
Published Mar 26, 2024
A young happy couple look at a laptop on a kitchen table.
Top CDs Today, March 25, 2024: Top CD Rates Unchanged Since Last Friday
By
Brendan Harkness
Published Mar 25, 2024
A young woman sits in a coffee shop looking at a laptop computer.
Top CDs Today, March 22, 2024: Leading Rate Still 5.55% for Standard CDs
By
Brendan Harkness
Published Mar 22, 2024
Man using laptop at home
Top CDs Today, March 21, 2024: Leading 4-Year Rate Rises, but Best 5-Year Falls
By
Yasmin Ghahremani
Published Mar 21, 2024
Woman sits at coffee table looking at papers and laptop
Top CDs Today, March 20, 2024: Rates Steady as Fed Announces Another Hold
By
Sabrina Karl
Published Mar 20, 2024
Custom illustration shows a white federal looking building with five blue and green vertical bars standing behind it. There are two percent signs, two people, and two large gold coins with dollar signs on them.
What Will CD Rates Do in 2024? Here's What the Fed Told Us Today
By
Sabrina Karl
Published Mar 20, 2024
Young woman intently pondering what she's looking at on her laptop
Top CDs Today, March 19, 2024: Leading Rates Range From 4.60% to 5.55%
By
Sabrina Karl
Published Mar 19, 2024
Young Black man sitting on living room couch looking at tablet and laptop
Top CDs Today, March 18, 2024: Nation-Leading Rate Drops to 5.55%
By
Sabrina Karl
Published Mar 18, 2024
Graphic representation of man building wealth, showng by placing dollar coins in growing stacks
Why CDs Are So Smart for Your Savings Right Now
By
Sabrina Karl
Updated Mar 18, 2024
Senior couple sitting at kitchen table with laptop, calculator, and financial documents
Top CDs Today, March 15, 2024: Leading 5-Year Rate Rises
By
Sabrina Karl
Published Mar 15, 2024
Light blue background with the words "03.14.2024 CD Rates Today", with surrounding graphic images of dollars, coins, charts, and documents.
Top CDs March 14, 2024: Leading 2-Year Rate Falls
By
Sabrina Karl
Published Mar 14, 2024
Graphic illustration of a woman looking at her laptop with dollar coins and a bar chart in the background.
What’s the Best CD Term Right Now?
By
Sabrina Karl
Updated Mar 14, 2024
Line graph showing the top 1-year CD rate from before the Fed's first rate hike to the present
Top CD Rates March 13, 2024: Leading 1-Year Return Falls to 5.43%
By
Sabrina Karl
Published Mar 13, 2024
Graphic showing the leading nationally available rates as of March 13, 2024, for high-yield savings, money market, and CD accounts ranging from 3 months to 18 months, with rates up to 5.35% to 5.75%.
Waiting for Affordable Mortgage Rates? Earn 5% on Your Cash in the Meantime
By
Sabrina Karl
Published Mar 13, 2024
Bar graph showing the top nationwide CD rate in each term, ranging from 4.60% to 5.75% APY - Rates current as of March 12, 2024.
Top CDs Today: Lock in a Rate of 5.27% or Better for Up to 2 Years
By
Sabrina Karl
Published Mar 12, 2024
Line graph showing how the Fed's 2022-2023 rate-hike campaign pushed the top CD rates to record highs in late 2023, and also showing they remain just slightly lower than the peak today.
Will CD Rates Fall in March? A Preview of What's Likely from the Fed Next Week
By
Sabrina Karl
Published Mar 12, 2024
Bar graph showing the top nationally available rates for regular vs. jumbo CDs in each term - Rates current as of March 11, 2024
Top CDs March 11, 2024: Regular CDs Lead Almost Every Term After Drop in Jumbo Rates
By
Sabrina Karl
Published Mar 11, 2024
Bar graph showing the top bank or credit union CD rate vs. the top brokered CD rate, across various terms. Rates current as of March 8, 2024.
Can You Earn a Higher Rate With Brokered CDs?
By
Sabrina Karl
Updated Mar 08, 2024
Bar graph showing the top nationally available rate in each CD term, ranging from 4.60% to 5.75% APY - Rates current as of March 7, 2024
Top CD Rates Today: Earn Up to 5.75% for 6 Months—Or Stretch to a Year at 5.50%
By
Sabrina Karl
Published Mar 07, 2024
Bar graph showing the Top 10 nationwide CD rates, which range from 5.50% to 5.75% on terms of 6 to 13 months. Rates current as of March 6, 2024.
Top CD Rates Today: 10 Options Remain To Earn 5.50% or Better
By
Sabrina Karl
Published Mar 06, 2024
Bar graph showing the top nationwide rate in each major CD term, which range from 4.60% to 5.75% - Current as of March 5, 2024
Top CDs Today: Best 3-Month Rate Falls, but Other Term Leaders Hold
By
Sabrina Karl
Published Mar 05, 2024
Illustration showing a bar graph, an overlying line graph, some dollar coins, and a male figure
Will Inflation Keep CD Rates High in 2024?
By
Sabrina Karl
Updated Mar 05, 2024
Bar graph showing the top nationwide rate in each major CD term, which range from 4.60% to 5.75% - Current as of March 4, 2024
Top CDs March 4, 2024: The Leading Rates Across Terms Range from 4.60% to 5.75%
By
Sabrina Karl
Updated Mar 04, 2024
Ranges of the Top 15 nationally available rates per CD term, as of March 1, 2024
Top CDs Today: Leading 18-Month Rate Inches Lower
By
Sabrina Karl
Published Mar 01, 2024
Bar graph showing the leading nationwide rate in each CD term, and highlighting the three terms whose top rate fell - Current as of Feb. 29, 2024
Top CDs Today: Leading Rates Fall in 3 Terms—But 5.75% Leader Remains
By
Sabrina Karl
Published Mar 01, 2024
Bar graph showing the leading nationwide rate in each CD term, ranging from 4.61% to 5.75% APY - Rates current as of Feb. 28, 2024
Top CD Rates Today: Earn as Much as 5.75% for 6 Months, or 5.56% for 12 Months
By
Sabrina Karl
Published Feb 28, 2024
Bar graph showing the top nationally available CD rates for terms that mature in 2025, 2026, or 2027. Rates current as of Feb. 28, 2024,
These 16 CDs Let You Lock in a 5% Rate—or Better—Until 2025, 2026, or Even 2027
By
Sabrina Karl
Published Feb 28, 2024
Bar graph showing the leading nationwide rate in each CD term, ranging from 4.61% to 5.75% APY - Rates current as of Feb. 27, 2024
Top CDs Feb. 27, 2024: Though Rates Are Slipping, Leaders Still Pay up to 5.75%
By
Sabrina Karl
Published Feb 27, 2024
Bar graph showing the leading nationwide rate in each CD term, ranging from 4.61% to 5.75% APY - Rates current as of Feb. 26, 2024
Top CDs Today: Guarantee Yourself a Rate of 5.25% or Better for up to 2 Years
By
Sabrina Karl
Updated Feb 27, 2024
Leading nationwide rate in each CD term, which range from 4.61% to 5.75% APY - Rates current as of Feb. 23, 2024
Top CD Rates Today: Dozens of Offers Pay 5% or Better—for as Long as 3 Years
By
Sabrina Karl
Published Feb 23, 2024
Bar graph showing the boost in earnings you would gain by locking in a CD paying 4% or 5%, instead of a 3% CD. Assumes a $10,000 CD investment.
Have a CD Maturing Soon? How Letting It Roll Over Could Really Cost You
By
Sabrina Karl
Published Feb 23, 2024
Leading nationwide rate in each CD term, which range from 4.61% to 5.75% APY - Rates current as of Feb. 22, 2024
Top CD Rates Feb. 22, 2024: Earn Up to 5.75% for 6 Months, or 5.56% for a Year
By
Sabrina Karl
Published Feb 22, 2024
Leading nationwide rate in each CD term, which range from 4.61% to 5.75% APY - Rates current as of Feb. 21, 2024
Top CD Rates Today: 20 Options Pay 5.50% to 5.75%
By
Sabrina Karl
Published Feb 21, 2024
Asian man studying laptop and taking notes
Short-Term CDs Are Still Paying Record Rates. Will They Go Even Higher?
By
Sabrina Karl
Published Feb 21, 2024